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Archive for the Category »Financial Management «
As I flip through my favorite magazines and know that we are approaching the season for shopping, gift giving, and parties…I am finding a lot of articles dealing with shopping in a recession….”do’s and don’ts”. I want to share some tips of my own.
Category: Financial Management, Foods & Wines
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I read an article about online banking today as well as a post about ING’s “new” electronic checking account. The one thing that the “experts” and columnists seem to insist on emphasizing is the ease of the account because all transactions can be made electronically….ESPECIALLY DIRECT DEPOSITS.
That’s right…your employer can deposit your check directly into your account!
Granted, direct deposit is wonderful for those who work for someone else. My concern is the ease in depositing a traditional damn check. You see, everyone doesn’t receive their income via payroll. As a business owner, I often receive payment via check….a check that I walk into a branch location and deposit. The numerous perks and appetizing interest rates that these banks are now offering for electronic accounts is wonderful….but how will I make my deposits?
Another “concern” I have is location. I received an offer for a regional bank that would be beneficial for an additional savings account. What if I move though? (Cause I’m already planning on it eventually). Then I’ll be faced with the same situation as before….making deposits. Interesting.
What do the non-working do?
Category: Financial Management
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Reposted from September 2006
And what’s yours is mine…
A prenuptial agreement or antenuptial agreement, commonly abbreviated to prenup or prenupt, is a contract entered into by two people prior to marriage or civil union. The content of a prenuptial agreement can vary widely, but commonly includes provisions for the division of property should the couple divorce and any rights to spousal support during or after the dissolution of marriage.
Category: Financial Management
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So I’ve been doing well on my little budget. I’ve even paid 3 months ahead on my car (gotta love it). When I go shopping now I stick to what’s on the list. Nothing more than what’s on the list. I’ve stopped eating out so much and I’m careful of not wasting gas.
I started a vacation account at the bank and I have set goals for a shopping trip in July, going to see The Color Purple in September (already have the tickets) and a long weekend in Napa for my birthday (I think). I’ve set my financial goals for my new furniture and appliances.
Friday was treat day but I decided to wait and treat myself to little things throughout the week instead of going shopping for everything on Friday. Remember….I stick to the list. The treat list consisted of a pair of jeans, a new tote, and blouse to wear with my navy and white pencil skirt. So off to TJ Maxx I went today at lunch. I saw some jeans and a blouse there that I really liked and wanted to try on. I took a girlfriend with me. I came out of the dressing room and she had four handbags in her arms. I asked if any were for me and she gave me the “touch my purses and I’ll cut yo ass” look. Then she helped me pick out some. By the way, the jeans didn’t fit. They were too low for my taste.
We left with 7 purses total. I had three and she had four. Not on the list right? Well that’s fixable. I pulled out my weekend grocery list and made some alterations to it. I really don’t need any chives or any ground turkey or any pasta or any heavy cream or any sourdough bread. All that’s bad for my diet any damn way right? I’m good with fish and veggies. I don’t need any shrimp or crab this week. Hey…I’m only one person. There are only so many groceries I can eat at one time right?
Who needs groceries when you’re fly as hell!
Category: Financial Management, Hair, Beauty & Fashion
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