I read an article about online banking today as well as a post about ING’s “new” electronic checking account.  The one thing that the “experts” and columnists seem to insist on emphasizing is the ease of the account because all transactions can be made electronically….ESPECIALLY DIRECT DEPOSITS.

That’s right…your employer can deposit your check directly into your account!

Granted, direct deposit is wonderful for those who work for someone else.  My concern is the ease in depositing a traditional damn check.  You see, everyone doesn’t receive their income via payroll.  As a business owner, I often receive payment via check….a check that I walk into a branch location and deposit.  The numerous perks and appetizing interest rates that these banks are now offering for electronic accounts is wonderful….but how will I make my deposits?

Another “concern” I have is location.  I received an offer for a regional bank that would be beneficial for an additional savings account.  What if I move though?  (Cause I’m already planning on it eventually).  Then I’ll be faced with the same situation as before….making deposits.  Interesting.

What do the non-working do?